Cashew built Hazel for healthcare.

Hazel is Cashew's healthcare financing brand. It is not a separate company — the same business runs both, under one registered entity, as stated above. What differs is focus. Cashew spreads the cost of large purchases across five categories and reaches customers through partner merchants. Hazel does one thing: it puts financing at a clinic's checkout, so a patient can spread the cost of treatment while the clinic is paid the full amount up front. Same company, same approach to purchases people otherwise postpone, one specialist product for care.

A separate product, from the same company. Hazel has its own site, its own application and its own terms, and you do not need any Cashew arrangement to use it. The two are not interchangeable, and the distinction is worth getting right before you apply — an application made in the wrong place is time you do not get back. What they share is the owner, the approach to large purchases, and the standard of disclosure. Where they differ is who they serve and what they cover, which is what the comparison above sets out.

Both, from opposite ends of the same transaction. A patient uses Hazel to spread the cost of treatment into monthly instalments over a term they choose, applying at the clinic rather than well in advance. A clinic partners with Hazel to offer that at the point of care and receives the treatment amount in full immediately, so the practice carries no collection risk and no waiting. Neither side has to go first: a patient can check whether they qualify before their appointment, and a clinic can register without a patient waiting on it.

Six categories, each with its own page on Hazel's site: dental work, fertility treatment, cosmetic and dermatological procedures, vision correction, hair and scalp restoration, and aesthetic or medspa care. The common thread is elective treatment with a real price attached — the kind a patient is quoted as one number and then postpones. Cashew covers healthcare more broadly as one of its five categories, so a treatment outside those six is not necessarily outside Cashew. If you are unsure which applies, the category pages linked above are the fastest way to check.

Hazel operates in the United Arab Emirates and is not currently available in Oman. This page is published here anyway, because patients travelling to the UAE for treatment are a real audience and telling them where the product works is more useful than hiding the page from them. Cashew is available in both markets. If you are in Oman and want to spread the cost of care locally, Cashew through a partner merchant is the route that applies — the Cashew column above is the one to read.

Start with what you are paying for. If it is medical, dental or aesthetic treatment at a clinic in the UAE, use Hazel — it is built for that transaction and the clinic is likely already set up for it. For anything else large, from a car repair to school fees to a kitchen, use Cashew through a partner merchant. If you are a business rather than a customer the same split holds: clinics go to Hazel, every other kind of merchant partners with Cashew. Where both could technically work, the specialist product is the better experience.