The smarter way to pay. Buy now, pay later.
Split the cost of all the things you love, big and small, interest-free.

Already accepted at
Cashew is accepted by Airwerks Cycles, Alis, Arabian Oud, Avioni Home, Baldinini, Bayzat, Bomb, Chalhoub Group, Clinica, Danube Home, du, Go Organic, Harman House, Hi-Fliers Academic Institute, Kapes, Klekktic, Landmark Group, Mastercard, Mediclinic, Menakart, SAE Creative Media Institute, Samsung, Sharaf DG, Tabeeb Homes, The Face Shop, The Name, Virgin Megastore Tickets, and You Better Fly.
Where it is used
Five categories where the bill arrives all at once.

Healthcare
Dental, orthodontic, optical, elective procedures.
Not impulse buys. These are the ones people put off.
See how the plan works
Automotive
Repairs, servicing, tyres, and used purchases.

Education
Term fees, tuition, and enrolment costs.

Home improvement
Kitchens, cooling, furniture, and fit-out.

Wellness
Treatment programmes and clinical care.
You already decided.
Somewhere between seeing it and standing there, the question stopped being whether and became when.
The price was never the problem.
You can afford it. What you cannot afford is all of it, this month, on top of everything else this month already wanted.
There are two bad answers to a big number.
Wait a year and hope the need waits with you. Or put it on something revolving that you will still be paying long after you have stopped thinking about it.
Cashew divides it. It does not disguise it.
Up to twelve dates. Twelve amounts. Every one of them on screen before you agree to any of them.
An illustrative plan: OMR 1,050.000 split into 3 monthly payments of OMR 350.000, with every date and amount shown before you agree. Subject to eligibility and approval.
Every date. Every amount.
No revolving balance. No compound interest. You see the whole schedule before you accept it, and it does not change.
- Up to 12 months
- Longer than a four-payment split.
- Minutes to decide
- A quick digital check.
- Fixed dates
- They never move.
- Online and in store
- With partner merchants.
For merchants
They wanted it. The price stopped them.
We pay you in full on the sale. The customer pays us monthly. You carry no risk and chase no one.
- Paid up front
- You get the full amount on the sale.
- No chasing
- We collect from the customer, not you.
- Online and in store
- One integration covers both.

What is Cashew?
Cashew is a Buy Now, Pay Later (BNPL) solution that lets customers split larger purchases into flexible monthly payments.
How is Cashew different from traditional BNPL?
Unlike traditional BNPL providers focused on smaller purchases, Cashew supports larger amounts across sectors like healthcare, education, automotive, and home improvement.
Who can apply for Cashew?
Eligible Oman residents with valid identification and a good financial standing can apply through a quick and fully digital process.
How quickly will I know if I’m approved?
Most customers receive a decision within minutes and can complete their purchase immediately after approval.
Where can I use Cashew?
Cashew is available with selected online and in-store partners across healthcare, education, automotive, wellness, and other essential service sectors.